Holding a credit card entails numerous benefits of Best credit card for online shopping for the user. The most popular among these are the benefits pertaining to shopping.
This is true to the extent that many individuals get credit cards solely for the purpose of shopping. Additionally, there are special credit cards that are designed for shopping. Various financial institutions launch products claiming to be the best credit card for online shopping. These cards carry a variety of rewards and offers for purchasing a wide range of products. There are several ways to save money when you use your credit card to pay for your shopping bills. Let’s find out what they are.
Best Credit Card for Online Shopping
As mentioned above, you can apply for a credit card which provides special benefits on shopping.
Several companies issue shopping credit cards that offer reward points on each purchase,
allowing you to purchase various goods and services using those points.
Additionally, shopping-based credit cards also allow you to avail of discounts and cashback
on a large number of online shopping stores.
For example, the Bajaj Finserv RBL Bank Shop Smart SuperCard is one of the
best credit cards for online shopping in India due to the extensive range of benefits that it offers.
Firstly, the card offers you a welcome gift of Rs. 500 that you can use at various retail outlets.
Additionally, it also offers you 5% cashback up to Rs. 250 on grocery expenses every month.
For every lakh that you spend using this credit card in a year, you are entitled to a cashback worth Rs. 1,000.
Thanks to its wide array of benefits, you can save up to Rs. 5,000 in a year with this shopping credit card.
What’s more, this SuperCard is your ultimate companion for your other financial needs such as obtaining emergency advance or withdrawing interest-free cash from ATMs.
Exclusive Offers from Stores
Often, there are exclusive offers on certain credit cards at online stores.
These include free delivery, additional discount, and cashback.
The best credit cards are often featured in the offers section of e-commerce platforms like Amazon, Flipkart, and Myntra.
These offers are over and above the ones extended by your credit card issuer, as they are provided by online stores. Thus, you can get double the benefit in this case.
If you find an offer running on the particular credit card that you own, you should use that credit card for making the payment.
EMI Facility Available with Credit Cards
Another major advantage of shopping online with a credit card is that you have the option of availing EMI facility on your purchases. This facility is usually exclusive to credit cards as it is not available on debit cards.
This makes your purchase more affordable as you don’t have to dig into your savings to buy high-value items like electronics.
When it comes to EMI facilities, the best credit card in India is the Bajaj Finserv RBL Bank SuperCard as it offers the leading EMI scheme in the country.
With the SuperCard, you can avail of the No Cost EMI offer to purchase anything from a wide selection of products.
What’s unique about this feature is that you don’t have to pay any interest on your EMIs, thus allowing you to save money on your bill.
The Bajaj Finserv co-brand credit card can also be used as an EMI card, loan card, cash card, and credit card.
Thanks to the aforementioned benefits, using a credit card to shop online can help you save a lot of money in terms of discounts, cashback, free delivery, and EMI facility.
The Bajaj Finserv RBL Bank Shop Smart SuperCard is touted to be the best credit card for online shopping owing to its attractive features. Get your credit card today to enjoy these lucrative benefits while shopping.